Personal Finance (Not Investing) • Can you transfer funds between Trust...
Sorry if this is an obvious question. If I have one brokerage account that is under my Living Trust's name and one joint checking account that is under my name and wife's name, is it possible to link...
View ArticlePersonal Finance (Not Investing) • File Car Insurance Claim through my...
Hi All,I was rear-ended in a no-fault state (NJ) and I am getting/reading conflicting information as to if I am better off filing a claim through my insurance or wait till I get the insurance of the...
View ArticlePersonal Consumer Issues • What's the definition of a "prepaid"...
I'm researching about prepaid phone plans to try to save some money. Prepaid used to mean you paid money up front to put minutes on the phone and when the minutes ran out your phone died. It doesn't...
View ArticlePersonal Investments • Review our thinking on Roth conversions (is an advisor...
Hello Bogleheads, thanks for clicking on this post. I am trying to help my parents who are concerned about future RMDs and retirement income. I am hoping for some feedback on our thinking. Please let...
View ArticlePersonal Investments • Interest tax on US Treasury Notes to non US residence
Hi,In the past, I see someone in this forum said the interest of the US Treasury Notes are taxable.However, after asking IBG support, he replied as following:Please note Interest earned on bonds and...
View ArticlePersonal Investments • Is an AUM Fee a Taxable Withdrawal from an IRA ?
My wife has suggested more than once that if I pre-decease her she is going AUM. I mention this only to explain why I pay attention to AUM at all. I know that the AUM fee is pulled from an asset, so I...
View ArticlePersonal Investments • Some questions on CDs
Hi,I have some questions on CD(certificate of deposit):1. For CD that will mature shortly, for example, on Oct 4, what is the risk of it if I wait for the mature of the CD? I see one CD is issued from...
View ArticlePersonal Consumer Issues • How to handle workers in the house during bathroom...
I will soon be having a bathroom remodeled so for several weeks we will need to have workers in the house.This will be the first time I have had workers in the house for more than a few hours at a...
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Personal Investments • Talk Me Out Of (Or Into?) A Crazy(?) Investment Idea
I've been (slowly, deliberately) considering moving some money I have (about $68k) at into a SPIA, which would give me ~$500/month more income than I currently have (a significant 'raise', in my...
View ArticleNon-US Investing • Finances for US expats in Ireland
I hope this is the right forum. Didn't seem right for the non-US forum, because this is about US citizens. My sister's wife just obtained Irish citizenship (so she is dual Irish/US) and they are...
View ArticlePersonal Finance (Not Investing) • Newly self employed tax question
I am considering a switch in jobs from traditional W-2 employee to 1099 independent contractor work. In general, should I expect the same gross income to result in higher taxes as a self employed...
View ArticlePersonal Finance (Not Investing) • I feel like I cannot afford where I...
Just turned 36, been in NYC the past year. This is my cashflow, savings.Monthly Income - $8025 (after all taxes, insurance, 401k)+$7175 Salary+$500 Stocks+$350 HYSAMonthly Expenses - $4766 (includes...
View ArticleNon-US Chapters • UK Bogleheads Local Chapter?
I saw another thread where the question was raised about a local chapter in the UK and one of the moderators suggested someone start a thread with above title.So are there any people in the UK...
View ArticlePersonal Investments • Defined (Target) Maturity Municipal Bond Funds Anhyone?
This is a fairly new category of bond funds that has been discussed a little on this foreum. The basic idea is a bunch of bonds that have a defined maturity (usually December) in a certain year, 2025,...
View ArticlePersonal Consumer Issues • Replace tankless w/heat pump water heater in...
We were looking at a heat pump water heater to put in a utility closet in a finished basement. The utility closet is also where our HVAC air handler for our air source heat pump is located and the...
View ArticlePersonal Finance (Not Investing) • 403b and 457b. How much Roth vs pre-tax?
I'll try to keep it short.Tax filing MFJ and over 50 years of age. MAGI expected to be around $250K this year, of which $125K will be earned income (rest is from pension and brokerage). We will be in...
View ArticlePersonal Consumer Issues • Choosing Brand New Sedan To Buy
Hi everyone, I'm in the market to buy a brand new sedan, budget is max $30,000 USD or so (there is flexibility if needed, it's not a hard number). I do not want a hybrid car (don't want to deal with...
View ArticlePersonal Consumer Issues • Intrafamily loan for med school?
I'm facing a great situation -- how to best approach med school investment for daughter. Federal loans come with 1% origination and 8-9% rates. I feel we should not pay for the education (did cover...
View ArticlePersonal Investments • Tax on Currency Exchange, and Converting Back &...
For the US I've read elsewhere that there's little to no tax on individuals making currency exchanges (except maybe for when leaving a country there can be an "Exit Tax" the US imposes). But that...
View ArticlePersonal Finance (Not Investing) • Retire early SS income question
I understand most of the rules for early retirement and collecting SS while working. My question is in a mid year retirement your income limit is based on monthly income for the remainder of the...
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