Personal Investments • Automatic transaction couldn’t be processed
I got an email from Vanguard today saying my monthly IRA distribution could not be processed, and the reasoning was obscure. Because I get my statements on paper there is a yearly fee of $25. Vanguard...
View ArticleInvesting - Theory, News & General • Expense ratio vs. Avg annual return
Is the expense ratio accounted for in the average annual returns of mutual funds? I have read people who emphasize investing in funds with low expense ratios, like index funds. I understand all else...
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Personal Finance (Not Investing) • Fidelity Mobile App and Authenticator Apps
I was just reading about this on Fido’s official subreddit. Seems like a good idea, but it is not yet available for the desktop. And as a Quicken user and downloader, I guess I will be out of luck...
View ArticlePersonal Consumer Issues • App-enabled GPS Device for Personal Property?
I would like to be able to place an small, simple, cheap app-enabled and battery-powered GPS device in/on certain expensive personal belongings (think: bike, car, etc.) so that, in the event they are...
View ArticlePersonal Finance (Not Investing) • Kiddie Tax - Applicable to Bodily Harm...
In 2024, my 17-year-old daughter experienced two significant financial events. She started her first job, and received a bodily-harm settlement deposited in a court-restricted money market account...
View ArticlePersonal Finance (Not Investing) • Proposed update to Prioritizing...
I'm proposing some updates to the Prioritizing investments page. No one change is major but in total they are enough to warrant forum feedback. Current page: Prioritizing investmentsProposed page:...
View ArticlePersonal Consumer Issues • Gardening 2024 post-mortem
So, the results are mostly in:Tomatoes were the surprise winner this year - about 12-15 large tomatoes harvested from 4 plants.Peppers didn't yield much this year, and I think our dog was eating them...
View ArticlePersonal Investments • 401(k) Train wreck?
Bogleheads. I recently contacted my 401k administrator (John Hancock) to roll-over my entire balance into my Vanguard TIRA. I did the process online and seemed too simple. A day later I got a call...
View ArticlePersonal Investments • Fidelity Order Mixup?
I placed a Limit order to sell a fund. Fidelity sold at Market, well below the Limit price. I did not save my confirmation. Is there anything I can do?Statistics: Posted by LaramieWind — Fri Aug 16,...
View ArticlePersonal Finance (Not Investing) • 529 Payout for non-educational purposes
So, we "oversaved" in 529. We do plan on using most of the residual for next-generation (grandkids) and to fund (kid's) Roth IRAs. Still, I want to payout some excess at graduation (over and above...
View ArticlePersonal Finance (Not Investing) • Head of Household
If you are a 75 year old parent who houses & supports your 40 year old child, are you able to file as Head of Household? Let's assume you cover nearly all household expenses. Your adult child is...
View ArticlePersonal Consumer Issues • Fort Collins Co vs. Dayton Ohio for weather and...
Considering these two towns for various reasons. FC is more expensive than Dayton. That we know. What we can't figure out is the weather and overall quality of life. FC is a lot colder. Dayton is...
View ArticlePersonal Investments • Suggestions for Fidelity funds to replace VWLUX &...
Hi all,Consolidated everything with Fidelity to move away from Vanguard PAS. The level of service I’m getting so far is the same as PAS but not paying an AUM free - so far so good. Problem now is I...
View ArticlePersonal Investments • timing equity investment
I refer to today's WSJ article by James Mackintosh, and in particular the forward PE ratio S&P500 return over 10 years chart.see (unlocked): https://www.wsj.com/finance/investing/m ... _permalink....
View ArticlePersonal Consumer Issues • Ways to protect personal information
I've been compiling a list of ways to protect personal information for a colleague. This is what I've come up with so far. Any suggestions for corrections or additions?Prevent unsolicited offers of...
View ArticlePersonal Investments • Investments for children
hey guys, new to the forums. I just had a quick question. My in-laws and parents have 529 plans out for my kids already. I need to put money away for them for my own brain as a parent. I have decided...
View ArticlePersonal Investments • Roth conversion confusion
I thought I had figured this out, by reading a ton on the subject, but not as I am to pull the trigger I am second guessing myself.I would appreciate any insight on my thinking:Married filing...
View ArticlePersonal Consumer Issues • Bill Pay vs. Linked Checking Account
I typically pay my bills (credit card, utilities, city services, doctor, insurance, etc.) by linking my checking account with each payee and turning on autopay. This means that several places have my...
View ArticleInvesting - Theory, News & General • Diamond Nestegg analysis of Vanguard
Diamond Nestegg has done a pretty decent analysis of Vanguard. She previously done the same for Schwab and Fidelityhttps://www.youtube.com/watch?v=JEvtnd0nfO8Some highlights.Vanguard like Fidelity is...
View ArticlePersonal Finance (Not Investing) • Upgrade My-Five credit card
Has anyone used this credit card yet?https://www.upgrade.com/upgrade-card/my-five/It looks like it was released by Upgrade pretty recently. It operates on the line of credit model and I’ve seen...
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