Personal Consumer Issues • Heavily marketed Spectrum internet deal: $29.99...
I have been heavily marketed by Spectrum internet for their $29.99/mo. for 2 years. They will provide a free modem. I am currently with AT&T Uverse. I do not remember what upload/download speed...
View ArticlePersonal Finance (Not Investing) • Which taxes disappear in retirement? What...
Trying to figure out expenses in retirement.When Working, say I earn $X and save $Y. Then, per KlangFool, my expense is X-Y. e.g. say I earn $145k and save $45k. Then my expense is $100k. If I want to...
View ArticleForum Issues and Administration • Old Threads
Is it just me or have dozens of old, out of date threads all of a sudden risen into the Bogleheads timeline? Does this have something to do with a recent update?Statistics: Posted by jebmke — Wed Aug...
View ArticlePersonal Finance (Not Investing) • How To Lower Retirement Expenses
Hey Bogleheads out there. Any tips to minimize expenses in retirement. The reality for most Americans is that they will need to cut expenses in retirement to meet their new income.Pay off mortgageNo...
View ArticleInvesting - Theory, News & General • Matt Levine at Bloomberg-Where Are...
From Matt Levine's Money Stuff/BloombergYou can sign up for free emails of his opinion column. "Where are the Reimanns’ yachts?Let’s say you’re rich. Like really quite rich, billions of dollars, money...
View ArticlePersonal Consumer Issues • VMFXX versus Sallie Mae Money Market
6/2024 Kiplinger Personal Finance recommended Vanguard Federal Money Market Fund (VMFXX) for money I'm waiting to deploy.I'm thinking of moving my Sallie Mae Money Market to VMFXX, because Sallie...
View ArticleClik here to view.
Personal Investments • MIL investments vs Vanguard index funds
My MIL is turning 80 and is starting to bring us (mostly my wife) into some of her financial info. My wife has power of attorney , but we have no intention of taking over with the current state of...
View ArticlePersonal Finance (Not Investing) • Need cash for house
Buying a house using cash from inherited funds. Multiple companies for example Oakmark, Gabelli, Morgan Stanley. Where to begin to decide which funds to sell? My first thought was withdraw from one to...
View ArticlePersonal Finance (Not Investing) • Selling a house - input on what to repair
Hi all, I am planning to list my house next year and was looking for some objective advice on what to repair.I have spoken to 3 different realtors - and obviously they want to maximize their fees so...
View ArticleClik here to view.
Non-US Investing • Seeking portfolio advice: UK to US move-resistant
Hi all -Again posting on behalf of a friend, hence the “she” pronouns rather than “I”. We’re trying to create a move-resistant portfolio between the US and UK. Country of residence: UK. Might move to...
View ArticlePersonal Investments • Portfolio Review - Next Move if Employment Slows
Emergency funds: 12+ months of expenses ~$500K in cashDebt:Mortgage 1: $650K on single-family worth ~$2MMortgage 2: $2M on investment property worth ~$4MBoth mortgages @ 2.375%No other debt.Tax Filing...
View ArticleNon-US Investing • Expatriate U.S. citizen logging into and trading on NR...
I have a situation for which I'd like to see if others have insight or experience. I was unable to find any previous discussions on the questions below.Let's say an expatriate U.S. citizen (me) and...
View ArticlePersonal Investments • TIPS Popularity
TIPS seem to be very popular here but I am not understanding why. Since I have no ability to forecast inflation, it seems like a total crapshoot to assume TIPS will outperform nominal treasuries. It...
View ArticlePersonal Consumer Issues • Utah Mighty 5 in early June?
We are starting to book a week long family trip to Utah to explore their national parks in early June. We plan on getting to the trail heads early (6:30am) to do our hiking for the day before the sun...
View ArticlePersonal Finance (Not Investing) • 529 distribution and AOTC
Hello,Thanks for reading and for any help or guidance you might have. I have a dependent starting college in a couple weeks, and it's time to pay. I've read a lot on this site and I've gone through...
View ArticlePersonal Investments • RMD in Managed Acct
I have a 30+ yr relationship with an advisor/BFF who is managing a seven figure IRA acct.Next year the Clock has sounded and I must withdraw my RMD starting in MarchI’m not particularly happy about...
View ArticleInvesting - Theory, News & General • 529 Alternatives
I have been consistently (and heavily) contributing to my kids 529 plans since they were born. I have enjoyed a bull market and the tax-free growth in these funds have been fantastic. However, they...
View ArticlePersonal Finance (Not Investing) • Allocating costs for mid year sale of...
Hello everybody! It’s been a long time.We are closing on the sale of a rental property that we have owned for the last three years. The closing is next week. The property was rented until the end of...
View ArticlePersonal Finance (Not Investing) • Estate Planning for $6M Net Worth: Trust,...
Hi everyone,My wife (48) and I (51) have belatedly had our attorney draft pour-over wills, a revocable trust, and advance medical directives. Our primary goal is to ensure the care of our 14-year-old...
View ArticlePersonal Consumer Issues • another mattress question
I stopped looking for mattresses for a few months. I just heard of one that is recommended by medical folks it seems called "Helix" but it appears to have memory foam, which has never appealed to me....
View Article