Non-US Investing • First time investor for retirement Romania
Hi. I plan to start my investment journey towards retirement. I did some research, the wiki for non-us investors was very helpful but i still have some questions and i'd like to know if my information...
View ArticlePersonal Investments • State Tax Advice for Roth Conversion
Since I am moving jobs from Connecticut (CT) to California (CA), my income is temporarily lower in 2024 ($35,000), putting me in the 12% bracket. I have a Trad 401k/Trad IRA that I was thinking of...
View ArticlePersonal Finance (Not Investing) • Restructuring life to retire ASAP
Hello,Apologies for the long post and for the somewhat personal nature. Consider this 75% finance and 25% therapy through finance.My father had a massive stroke this week and passed away last evening...
View ArticlePersonal Investments • Loan strategy
46 year old, DW is 41Earnings $300,000. Married filing jointly with kids Savings $30,000VTI fund - $300,000401k - $420,000 combined, IRA - $18,000HSA $60,000 College savings - $130,000Above is our...
View ArticlePersonal Consumer Issues • forum for parents living with adult children
There are growing numbers of parents living with an adult child. Is there a forum for adults living with adult children (not adult children living with parents). There are several articles by...
View ArticlePersonal Finance (Not Investing) • Auto insurance for grandma
Both of our mothers have recently moved to Florida from NY, and need new Florida auto insurance. Trying to get an idea of how much coverage they need.Grandma P is 82, drives regularly to stores and...
View ArticlePersonal Consumer Issues • Be very wary shopping at Home Depot !
Just a word to fellow BHs if they shop often at Home Depot. I've always used my veterans 10% discount each time I shop at my local home depot but no more patronage at HD until they fix many of their...
View ArticlePersonal Investments • Real Estate, per Malkiel
This has been puzzling me for a long time.Burton Malkiel, in his "Random Walk" book, recommends Real Estate (a REIT fund) as an integral part of a portfolio along with stocks, bonds, and cash. He...
View ArticlePersonal Investments • Finding good individual bonds
I have held bond funds as part of my portfolio for many years now. I am now getting closer to really needing the income that bonds can generate.My mutual fund bond holdings got clobbered along with...
View ArticlePersonal Finance (Not Investing) • Insurance coverage-auto, umbrella, renters
Hi all,I know there are older threads but I would like some individual advice. When my SO died 6 mos ago, I quickly updated the policies to my name only and upon review looks like I also increased...
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Personal Consumer Issues • Any Mac experts out there?
Got my DD a MacBook Air for school and got an Apple ID set up. I used her school email address as the username. So far, so good. Email is working but the problem is that I can’t get iMessages or...
View ArticlePersonal Finance (Not Investing) • international birding guides & safe...
I've traveled quite a bit internationally for pleasure but I've always gone birding on my own. I have a few days in Thailand but not enough time for a formal 4 day or longer birding tour. I'll be in a...
View ArticlePersonal Consumer Issues • Next trip..Olympic National park or Utah mighty 5?
We just came off of glacier national park and loved it. Looking for opinions on the two parks. I worry about the lack of greenery and the heat for an Utah trip (going early June). We loved the...
View ArticlePersonal Investments • Short-Term Capital Gains Tax Strategy
Hi everyone,I'm a first-time poster here and would appreciate some advice on managing short-term capital gains.I currently hold an H1B visa in the U.S. and actively trade stocks, typically buying and...
View ArticlePersonal Investments • Portfolio Review
Hey, I’ve been reading about investing including the bogleheads forum/wiki for a few months now and wanted some advice on my portfolio. Most of my taxable account is from UTMAs that I haven’t really...
View ArticlePersonal Investments • Help with Dad's investments for possible long-term care
I asked awhile ago about moving my dad's Edward Jones revocable trust account to another brokerage (viewtopic.php?p=7850894&hilit=Edward+Jones#p7850894). We have initiated the move to Fidelity. I...
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Personal Consumer Issues • A/C: how can a tiny activated carbon filter that...
Our new window air conditioner (Windmill) has two filters that are to be attended to every three months. There is a very fine metal screen or mesh that covers the whole front intake, which they say...
View ArticlePersonal Finance (Not Investing) • Creating a revocable trust (to buy Series...
I am considering creating a revocable (living?) trust to buy additional series I bonds. The trust is / would be created solely for buying / holding series I bonds; I won't declare the interest on my...
View ArticlePersonal Finance (Not Investing) • Trust for Adult Child?
This is a question about our wills. How do we leave our estate (Vanguard stock and bond funds; bank accounts; IRAs; jewelry; no real estate) to our daughter (and grandchildren) in a way to prevent our...
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Personal Investments • In-laws annuity - what questions to ask?
Due to a series of events, my husband is working to get a better handle on his parents' finances and help them make adjustments where needed. He does have financial POA but hasn't used it before now....
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