Personal Investments • SCHB 3 for 1 split question
Hi everyone,I saw that SCHB did a 3 for 1 split recently, will seems relatively innocuous but I saw something interesting in my account. When I reviewed my shares, almost everything was multiplied by...
View ArticlePersonal Finance (Not Investing) • Fender bender (our fault), should I file...
Hello,My wife was in a minor fender bender -- in a parking lot, she scraped along the front bumper of a Ford Explorer (which was parked), also knocking off their license plate holder.We have a...
View ArticlePersonal Finance (Not Investing) • Parking FSA
Hi everyone, here is my story: I started a new job and will need to pay $185 per month for parking in a parking garage in downtown.There are two options for payment with the parking garage: either...
View ArticlePersonal Investments • Are Series I Bonds protected from creditors?
Just asking the question as we have some Series I Bonds and I'm wondering if there were ever a judgement against me or my wife, would Series I Bonds be something they can sieze? I thought I read that...
View ArticlePersonal Investments • Portfolio Advice
Need to make some moves to replenish cash reserves in the coming months/year and this exercise was eye opening. Investment details and questions follow. Thank you. Emergency funds: Six months of...
View ArticlePersonal Finance (Not Investing) • BCBS FEHB 2025 Brochures Available
At OPM.gov on the BCBS site under "2024 Open Season" then "What's New for 2025"Some changes, especially for Basic.Statistics: Posted by tallguy3891 — Wed Oct 16, 2024 6:39 pm — Replies 5 — Views 269
View ArticlePersonal Consumer Issues • GigSky on a cruise ship
Has anyone tried a Land + Cruise package eSIM from GigSky? The land reviews seem to be okay, but I can’t find any reviews for the sea portion. This would be for a transatlantic cruise.Statistics:...
View ArticlePersonal Investments • 401K rollerover
Hello guys or ladies Asking a question for my brother.My brother got a new job and will start in a few weeks. He wants to rollover his 401K (about $250K) to a IRA CD. What is the normal process?1)...
View ArticlePersonal Investments • Do Bogleheads Diversify Investment Platforms?
I have more than $2 million at Vanguard, and another $1 million in my 401k on a different platform (not Fidelity). Should i consider diversifying some portion of the Vanguard portfolios to Fidelity?...
View ArticlePersonal Investments • Emerging markets stock brokers?
I'm looking for stock brokers that offer access to emerging markets, ie. specifically African ones.Anyone here involved enough to give some useful hints on where to find those? If specific...
View ArticlePersonal Investments • How to invest your portfolio when rolling over a 401K...
I put together all the information for the portfolio review, and chickened out posting it, as the information makes me way too identifiable. But what we're looking at is rolling over our 401K's to...
View ArticlePersonal Investments • Vanguard Cash Plus account - automatic transfers to...
Is there a way to invest automatically in a VG brokerage account by pulling the funds from the attached Cash Plus account?If not, is there a way to schedule automatic transfers from the Cash Plus...
View ArticlePersonal Investments • Portfolio Questions... please advice on allocations
Hello Bogleheads!I am looking for advice and suggestion on my portfolio. Earlier I got some nice suggestions and accordingly I adjusted my portfolio. Thank you in advance for taking a look at our...
View ArticlePersonal Investments • Need a different perspective on asset allocation change
I been wanting to go to 80/20 for a long time, but my portfolio has been at 70/30 for forever, while I wait for market to drop to shift to 80/20. But I never did make the move. During 2020, I was too...
View ArticleInvesting - Theory, News & General • why does VTI (ETF) outperform VTSAX...
Dear Bogleheads,Why is it that, when I check the performance of VTI against VTSAX (the ETF and MF forms of the same fund), VTI always shows as having slightly better performance, regardless of the...
View ArticlePersonal Investments • 8-year fixed income ladder suggestions
Planning to retire mid-2025 at age 61+. My biggest concern is sequence of returns risk. I am leaning toward selling a farm I inherited in another state (separate post on that). The net proceeds would...
View ArticlePersonal Consumer Issues • High ceiling privacy concern
Just closed on a house.Few issues I have1) Approx 21 foot ceiling with large windows. What would be the best way to block it for privacy?2) 2nd floor rooms do not have curtains/blinds. What would be...
View ArticlePersonal Finance (Not Investing) • Is it worth filing these insurance claims?
Our garage wall was badly damaged when a family member hit it trying to park their car. Car door also damaged.I opened an auto claim. Insurer will pay $1,250. Repair estimate by body shop is $1,500....
View ArticlePersonal Investments • Larry Swedroe on Reinsurance
Just heard great interview with him on "my worst investment" podcast. He discussed adding reinsurance investments to fixed income to diversify. Wondering how other bogleheads feel about this. I'm...
View ArticlePersonal Consumer Issues • Glass Table Top cost
We are trying to source custom size glass table tops around 1 meter square. They are available but it is amazing the pricing variations by thickness. For 1/2" thick glass one is around $350....
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