Personal Finance (Not Investing) • Meeting with Buyers Agents — How to...
I plan to meet with buyers agents soon as I embark on a home search. Since the NAR settlement, this has become more of a negotiation point and has the potential to impact the strength of an offer and...
View ArticlePersonal Finance (Not Investing) • Disadvantages of doing trust
Is there something like trust for dummies? We have will and rest of the usual health proxy and dopa etc but now there is a push for “trust” because our friends are doing it aka “facebook” pull if you...
View ArticlePersonal Investments • Multiple 529's - Max Funding Question
I started my kid's 529 with a lump sum max allowed a couple of years ago and I'm shut out from adding more to that one for 5 years. Can I go to another state and fund another one in the same kid's...
View ArticleInvesting - Theory, News & General • Rethinking tax-adjusted asset...
Looking viewtopic.php?t=248114 or https://www.wallstreetphysician.com/tax ... necessary/ it would seem that if your tax at retirement is 25% and you want and AA of 50/50, you could have 50k in stocks...
View ArticleNon-US Investing • UK State pension and retirement planning
Continuing to help my relative with retirement planning. One question the UK public pension, which plays the same role as Social Security in the US. Based on several threads, it appears that you can...
View ArticlePersonal Investments • I bonds vs TIPS
Hi everyone!With the I Bond fixed rate set at 1.3% and likely to drop in the November adjustment, plus a new TIPS auction coming up this week, I’m considering whether to buy I Bonds, opt for...
View ArticlePersonal Consumer Issues • Large Jigsaw Puzzles - Best Practices for Not...
So, eight days in and about 50% complete, it became obvious I was missing a piece on a 3,000 piece jigsaw puzzle. Fortunately, after an hour of looking it showed up in our bedroom hidden between the...
View ArticlePersonal Consumer Issues • Help choosing a vehicle for RV'ing
[Topic is now in Personal Consumer Issues - mod mkc]In the market to purchase a vehicle for RV'ING [CHANGED FROM GLAMPING]For trips to national parks; not too much offroading Fits 3 people and a...
View ArticleInvesting - Theory, News & General • Emergency fund break even point
Compare putting money aside to keep as an emergency fund in a vehicle that will not drop in value even in the event of a market crash vs investing the same money in the market. Assume that for some...
View ArticlePersonal Finance (Not Investing) • How to invest extra income?
Our family was presented with an opportunity of an extra job, outside of the typical 9-5 that will increase our family income by $50k per year. This income will be generated at least 2 years but it...
View ArticlePersonal Finance (Not Investing) • Chase Sapphire Preferred (or Reserve) as...
I have Bank of America preferred rewards and upgraded to the Premium Rewards Elite card this year, from the regular travel card. The cash back is nice, but it's a lot of hoops to jump through to get...
View ArticlePersonal Investments • First time selling fund shares--taxes
I’d like to be sure I understand this correctly. I need to sell shares in my taxable account for living expenses. My MAGI needs to be around $25k (ACA) so if I sell say $22k, I’ll own no tax on LTCGs....
View ArticlePersonal Investments • Selling Ibonds
Hello,I bought 10K worth of Ibonds in Nov, 2023. I cannot sell the Ibonds for a year and after a year I can sell with 3 months of penalty. As I bought in Nov, 2023, is it safe to sell in Nov, 2024...
View ArticlePersonal Finance (Not Investing) • K1 tax form
I have been a DIY tax filer using turbotax. I am contributing some stocks with huge capital gains into an exchange fund (provided by the likes of Eaton Vance, Goldman Sachs, Cache) which will issue an...
View ArticlePersonal Finance (Not Investing) • HSA use in retirement - Medicare
[Topic is now in Personal Finance (Not Investing) - mod mkc]Is there any rule of thumb about how much HSA money you might use in retirement when medicare eligible? I see the advantage to funding a HSA...
View ArticlePersonal Consumer Issues • Outlook Gmail All Mail question
It is a pain to delete gmails on my iPad. I also have outlook.I am finding myself going to All Mail to delete everything in both much easier.The All Mail deletes all the primary and promo gmails much...
View ArticlePersonal Finance (Not Investing) • Medigap G Plan and Part D Price increases.
My wife has been on Medicare with a Medigap plan g and Cigna Part D plans. The price increases are starting to get scary.I won't be eligible until late next year. We are both retired and live in...
View ArticlePersonal Finance (Not Investing) • Convert inherited 457(b) to IRA now or wait?
I inherited a pre-tax 457(b) account a couple of years ago, and would like to consolidate brokers to simplify my finances. I have a couple of options, and I have been unable to find a clear answer...
View ArticlePersonal Investments • Problem with incentive from Etrade
Last April I transferred money into my Etrade account, in return for an incentive. I have an email from my advisor telling me that I have to leave it in for 6 months. I could live with that. (I think...
View ArticlePersonal Finance (Not Investing) • Group AD&D Insurance for Spouse - Too...
Open enrollment is here, and I have to make some benefit election decisions.I pay for group AD&D (accidental death & dismemberment) coverage with my employer, and I can add my spouse to this...
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