Personal Consumer Issues • Fort Lauderdale vicinity retiree locales
Hello, I want to poll this group especially folks who live and/or know Florida well.I want to shortlist locales in/around Fort Lauderdale area for a retirement condo. We have friends close by &...
View ArticlePersonal Finance (Not Investing) • Inheritance for kids - a simple option?
Say I open 3 brokerage accounts, deposit equal amount in each, invest in the same way, and add each of my three kids as a “transfer on death” instruction. When I die, hopefully decades later, the...
View ArticlePersonal Finance (Not Investing) • Non-resident citizen banking accounts help
Hoping to get some help from the forum here - I have a friend who is a US citizen residing outside the US for quite a few years now and has no financial linkage/activity in the US, but wants to open a...
View ArticleInvesting - Theory, News & General • Vanguard Website - showing zero...
During the past half-hour, I tried logging into my Vanguard account a few times. Each time it showed zero balances in our accounts. If Vanguard is doing maintenance at this time, they should take...
View ArticleInvesting - Theory, News & General • Can't autoroll Tbill in Treasury Direct
I have been autorolling 4 wk Tbills on Treasury Direct (TD) this year usually for 3 or 4 months at a time. Checking today to schedule my next series of auto reinvests I have two Tbills that mature on...
View ArticleUS Chapters • 2024 Conference - Presentations and videos
I attended 2023 conference but could not attend 2024 event. Are the 2024 conference presentations and/or videos posted. I searched but could not find. ThanksStatistics: Posted by Fortune — Sun Oct 20,...
View ArticlePersonal Investments • FXAIX vs FSPGX [Fidelity 500 Index vs. Large Cap...
I wanted to get peoples thoughts on Fxaix vs FSPGX. I have a Roth IRA funded in Fxaix. I see that FSPGX has consistently outperformed Fxaix by an average of 5 percent since its inception in 2016....
View ArticlePersonal Consumer Issues • Minneapolis Airport
What to do to enjoy my time there?Single healthy older woman. I rarely drink, and don’t drink when traveling but I don’t care if other people do. I’ve got a daytime flight in the US with one layover...
View ArticlePersonal Finance (Not Investing) • Mom is in assisted living. What about her...
Looking for non- emotionally involved people to offer their opinions. A totally real and actionable situation.Parent going to assisted living several miles away from her currently (rural) living...
View ArticlePersonal Finance (Not Investing) • Health Savings Account Clarity
DW was contributing to a family HSA and had planned to work a few more years. I was on her health plan at work even though I was over 65. Her job ended in September, so I had to go on Medicare. As I...
View ArticlePersonal Finance (Not Investing) • Medicare Part D-2025 $2,000 OOP Limit
I am unclear as to what gets one to the $2,000 OOP limit. Is it only the money that comes out of my wallet or do the plan and drug company's contributions count toward the $2,000 OOP limit as well?...
View ArticlePersonal Investments • CA intermediate municipal bond fund as a part of EF
Hello Bogleheads, Our family is bound to maintain a relatively large emergency fund. Chances are we will not use it in the next 5 years - but if we have to use it, it better be there.So far, VMFXX...
View ArticlePersonal Finance (Not Investing) • Looking for Info on Cash Defined Benefit...
I am 55.I have about $110K of schedule C income. I max out my contributions to a solo 401(k). I max out my contributions to my 403(b) from my W-2 job.I am wondering whether it is worth exploring the...
View ArticlePersonal Finance (Not Investing) • (Open Enrollment) Expecting Baby -...
Background: My wife and I are currently going through open enrollment. We have historically been on our own HDHP w/ HSA plans (my wife can’t be on my insurance per company policy and it is actually...
View ArticlePersonal Finance (Not Investing) • Unclear closing dates from the builder,...
Hi,The builder is not giving clear information about the closing date for my unit. For other units, they say a date, but are not sticking to it. So even if they give a date, it is not trustworthy...
View ArticlePersonal Investments • I would really appreciate a review of my investments
As my wife and I are approximately 5 years from retiring (I am a real estate agent) we are trying to figure out how we could generate approximately 12k/mo including approx $4k/mo from Social...
View ArticlePersonal Investments • Selling MCD stock to reinvest in Roth ira
Looking for some advice. I have around 55,000 dollars in McDonald’s stock that I’ve had in a taxable account since 2003. While the stock has done well I’m a little nervous about individual stocks. I...
View ArticlePersonal Investments • Pre-Retirement Q: Pay off mortgage vs Invest???
Hi, I have a pre-retirement question: Basic Stats: * I'm 59yr * Plan to retire around 63-64y * I have no debt, other than mortgage on the house (4%, 327,000.00 left on the loan) * I have a decent...
View ArticlePersonal Investments • NUA Stock Distribution for Company with two 401k Plans
Hello All NUA Experts!Given:Company Stock in a company X 401k Hourly Savings PlanCompany Stock in a company X 401k Salaried Savings PlanNo disqualifying 401k distributions from either 401k plan since...
View ArticleInvesting - Theory, News & General • OpenSocialSecurity.com question -...
The tool's website states:"Everything is done in "real" (i.e., inflation-adjusted) dollars. So there is no need for you to make manual inflation adjustments."I'd like clarity on this statement. Is he...
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