Personal Investments • Gold All Time Nominal High
So on Friday gold traded at an all time nominal high of $2500. In 1924 the dollar was 1/20th a troy oz of gold. In 2024 the value of the dollar is now 1/2500th a troy oz of gold. According to BLS CPI...
View ArticlePersonal Investments • Roll over from Alerus to Fidelity
My husband recently retired and has a 403 (b) and a pension at Alerus in Vanguard Funds including the Vanguard 500 Index and bond funds. Would it be prudent to roll it over to Fidelity or Vanguard...
View ArticlePersonal Consumer Issues • What type of grass for our backyard?
We live in metro Atlanta area, our backyard is currently Fescue and the unshaded portions are all dead.Previously we had Bermuda grass in the backyard several years ago, but with the Bermuda the grass...
View ArticlePersonal Finance (Not Investing) • Group Universal Life options after...
Hi,I have a question regarding group life insurance coverage I have had with my former employer. I recently received a notice with the following options after separation.1. Continuation: pay monthly...
View ArticlePersonal Finance (Not Investing) • Suggestion/Recommendation for SEPP Review
52 y/o recently retired and moved to a new town. I will be setting up a t72/SEPP in 2025. I've handled our investing and taxes for 30 years, but due to the potential tax implications I would like to...
View ArticlePersonal Finance (Not Investing) • Mid Life Crisis Completely Lost Need Help
Without going too far into the background of my story I don't know what to do moving forward to position myself in regards to the following two situations:I am on full scholarship for Bachelors degree...
View ArticleInvesting - Theory, News & General • Consolidating stock holdings - how...
I'm consolidating some tax holdings for my FIL and getting access to some accounts is a PIA. In particular, I'm moving some stock from computershare to fidelity. When the stock was held by...
View ArticleNon-US Investing • Starting over from nothing in the Netherlands
I left the Netherlands when I was 21 years old, and have always lived abroad and made my small businesses When the pandemic happened, my tourism business was closed overnight and I was send to the...
View ArticlePersonal Investments • Weight - Roth IRA vs 401K/IRA
Hi,When discussing the Bogleheads philosophy of asset allocation, how do we factor taxes in?An 80/20 equities/bonds split after tax would look very different in a Roth vs a 401K.Thanks and Happy...
View ArticlePersonal Consumer Issues • HVAC: Single vs Dual vs Variable Stage - Need Help...
As I have started shopping for an HVAC replacement (full system: condenser + furnace + evaporator coil) I am coming across this notion of Single vs Dual vs Variable Stage. But what has further...
View ArticlePersonal Finance (Not Investing) • Fidelity cash management account and Quicken
Good morning.Does anyone know first-hand if a Fidelity cash management account will show up in Quicken as a bank account, instead of an investment account, and if it does show as banking, will the...
View ArticlePersonal Finance (Not Investing) • MySolo401k Checkbook Control Account...
I'm in the process of setting up a mysolo401k account (since the recent departure from Vanguard). I am having trouble deciding on a bank and looking for recommendations. I'm interested in investing in...
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Personal Investments • Investing guidance for 21 year old son
My 21 year old son has a solid job at the public works department and has a decent nest egg ($30k) he is trying to invest. Currently it is just sitting in the local bank savings account getting a low...
View ArticlePersonal Investments • Wash Buddies
Is there a running list on wash sale buddies (two similar, but not identically similar index funds that can be paired to avoid a wash sale)? The funds I'm specifically looking at...
View ArticlePersonal Consumer Issues • Lightly scented or unscented men's deodorant
Hi folks,I used to use a deodorant product called Mitchum Power Gel, and I loved it. It was labeled as "unscented" but had just a very slight fragrance that was really nice. Unfortunately they changed...
View ArticlePersonal Consumer Issues • Lake of the Ozarks real estate pulse
Anyone have a feel for how the real estate market is around Lake of the Ozarks, more specifically around the Osage Beach end?I have been sitting on a little over an acre of undeveloped property in an...
View ArticlePersonal Consumer Issues • Quality New Home Furnishings
I'm looking to purchase all new furniture for a new home. First, I am fully aware that furniture is a consumption item and is not an investment; I fully anticipate that all the furniture I purchased...
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Personal Consumer Issues • DCA Workout Weight Routine
I'm 38 years-old, and am actual 5'11.5 and weigh depending on the day between 136-144lbs. I've been a runner and tennis player most of my life so I know how to DCA cardio. I do not know how to DCA...
View ArticlePersonal Finance (Not Investing) • Colorado real estate purchase without an...
I'm about to make an offer on a condo in Colorado. My realtor, as well as some friends who live in Colorado, tell me that having at attorney is not necessary and/or not typical. This is a little...
View ArticlePersonal Finance (Not Investing) • Parents Brokerage account balance on FAFSA...
Hi,MFJ (49,43)Kids (17,8)How much effect does a Vanguard 3 fund portfolio brokerage account(taxable) balance amount on a college aid FAFSA / CSS form will have ?Example:- If 70% of your total...
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