Personal Finance (Not Investing) • Whole Life Insurance Again
Dear Bogleheads:I asked this question last year when I had a business trip with my colleague and my manager, and found that both of them had whole life insurance policy, when we had personal chat (but...
View ArticlePersonal Finance (Not Investing) • Kids have nothing saved
My husband and I have been very lucky in our 40 years together to have amassed a small fortune (20MM). We have always been savers and have never spent excessively. We are enjoying retirement now but...
View ArticlePersonal Consumer Issues • Small Standby Generator cost
Just wondering if anyone had a small (roughly 10KW or less) standby generator installed what the total cost of the generator plus installation was?Thanks JimStatistics: Posted by jim779 — Tue Aug 20,...
View ArticlePersonal Finance (Not Investing) • HSA & COBRA with a non-HDHP?
I’ve recently lost my job and likely to take advantage of COBRA. Because I’d been treating my HSA as a retirement account for a decade, and not taking distributions and investing it, I’ve got...
View ArticlePersonal Investments • VFIAX vs VOO
I came across this. There have been plenty of threads re Vanguard's declining customer service and IT problems. No need to rehash subject but I am interested in your comments re the pros and cons of...
View ArticlePersonal Consumer Issues • Doctor Radio/Sirius/Healthcare Connect - pricing?
I've recently read of several people online who praise the Sirius "podcast"? called Doctor Radio/Healthcare Connect for medical discussionsas well as serious help for dealing with health insurance and...
View ArticlePersonal Finance (Not Investing) • What kind of attorney needed? Long Term Care
Hopefully, I can ask this. A bit complex and strange.Cliff notes version:Have friends that are a couple.They both had lived in the Philippines together.The male friend Charles returned to the U.S. to...
View ArticleInvesting - Theory, News & General • For Those Who Use Conservative...
I’m curious on what conservative option strategies some of you may be using? We are not using any. For one example, for someone like ourselves who are retired and have a 50% equity allocation and...
View ArticleInvesting - Theory, News & General • Pe10 and not far from retirement
I noticed today that shiller pe10 ratio seems high around 36 https://www.multpl.com/shiller-peI am within 5 yrs of retirement potentially not far from my number. Is there anything actionable like...
View ArticlePersonal Finance (Not Investing) • Comparing Insurance - Dental Plans
I know many have determined that going out of pocket makes the most sense for dental coverage, but I'm wondering if for someone like me, who needs a lot of work in the coming year, whether it might be...
View ArticlePersonal Finance (Not Investing) • Multiple Cyber Security Contractors?
All,There have been discussions regarding the use of services that remove your social, driver’s license, etc. numbers from the dark web. 1.Other that the slight extra monthly cost, any negative or...
View ArticlePersonal Investments • Help me select 403B and 457B provider for wife
My wife is just starting back at work in September. Her school district allows for contributions to a 403B and 457B plan, so in theory we could do the $23k max in each. I'm a high earner so this is...
View ArticlePersonal Investments • M1 FDIC Insurance
I keep a good chunk of my emergency savings in M1 5% HYSA. I was reading the small print on the FDIC insurance for this savings account. It makes it sound like the money isn’t insured until M1...
View ArticleNon-US Investing • [ITALY] Capital loss compensation on profit tax, possible...
Few days ago I stumbled on the topic of @Siaigi (viewtopic.php?p=7985849#p7985849) in which OP statesThe next few years I will recover with capital gains more than 50 percent of my losses-thanks to...
View ArticlePersonal Finance (Not Investing) • Inheriting an Inherited IRA - Pre SECURE Act?
My mother died in 2007. My father inherited her traditional IRA. He was taking distributions based on his own life expectancy.My father died in 2016. That IRA was inherited by me and my two siblings....
View ArticlePersonal Consumer Issues • Bathroom work - how much dust?
Need some work done in a bathroom (water running nonstop from showerhead).Plumber said it involves breaking wall to replace the faucet. Lever type faucet. Maybe 30 yrs in place.Did not think much...
View ArticlePersonal Investments • Capital Gain/Loss Carryover Question
Hello,Heading into some low income years starting in 2025. Using Engaging Data's Tax Visualizer (fantastic tool btw), getting a better sense of how taxable income/cap gains stack and taxes are...
View ArticlePersonal Finance (Not Investing) • Social Security COLA
Does my Social Security Statement include the COLA or is the amount simply calculated solely on income?Statistics: Posted by LaramieWind — Wed Aug 21, 2024 6:13 am — Replies 6 — Views 644
View ArticlePersonal Consumer Issues • Passport Photo for Renewal Online
Need to renew my passport and see there is now a way to renew online.Can anyone help with success they've had taking their own picture? Have and iPhone 13 and whatever the couple videos I've watched...
View ArticlePersonal Investments • Where should my niece put this $36K
My niece is 40 y/o and went thru a bad divorce and hasn't worked in a year. She starts a new job, (LPN) next week, that doesn't pay a lot but at least she's back in the work force. She has $36K to her...
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