Personal Finance (Not Investing) • estate tax return and excess deductions
Looking for confirmation of understanding of current tax law. For a decedent passed in 2023, excess deductions in an estate return (1041) can get passed to beneficiaries on form K-1. Beneficiaries in...
View ArticlePersonal Finance (Not Investing) • Do we still need life insurance?
We have a 5 year $100K term policy, for each of us. It was bought a long time ago when we bought the house.It went up 44%, if my math is right. $144 to $227 per month. That amount is for both.No kids,...
View ArticlePersonal Investments • Vanguard Legacy Account - Reinvesting to another Fund
Just a quick FYI for Vanguard clients. I have a legacy Vanguard taxable account. It contains two funds with uncovered shares and very high unrealized gains. These go back over 20 years. Not knowing...
View ArticlePersonal Consumer Issues • Harper's Ferry/Antietam Visit October
We are Civil War enthusiasts and will be visiting Harpers Ferry and Sharpsburg in October. If any Bogleheads have visited these places, any tips would be appreciated, specifically but not limited to:...
View ArticlePersonal Consumer Issues • Finding possible roof leak
My el cheapo condo is having possible roof issues again. I live in a second floor unit in a 2-story building.1) No issue when not raining.2) I did not hear anything while it rains. (It could be the...
View ArticlePersonal Investments • Loan or cash
I was discussing with a few friends, and had watched a video of a contrarian advise. Take out a mortgage when purchasing a home, even if you can afford paying in cash. I know there are no guarantees...
View ArticleInvesting - Theory, News & General • Best bond fund in taxable for North...
Hi all, I'm trying to help out a friend who is in the top tax bracket, lives in North Carolina, and has maxed out his bonds in his retirement accounts and was curious what good Bogleheadish bond fund...
View ArticlePersonal Finance (Not Investing) • Business vehicle tax deduction
Which is typically better from the standpoint of tax savings, the standard mileage rate or actual expense method. Our accountant thinks we hold onto vehicles so long (until they die) that the standard...
View ArticlePersonal Finance (Not Investing) • Contractor lost check, wants new one; how...
I hired a contractor to do some work this summer. He handed me the bill at the end of the job, and I handed him a check for the full amount due. The check never posted to my account.Now, a month or so...
View ArticlePersonal Finance (Not Investing) • closing now LLC in 2025 ?
Every year I pay $75 to renew my LLC with the state.1. Should I not pay the next renewal in April 2025?I made $0 in 2023 and 2024. 2. If I shut down my LLC, what do I have do about the solo 401K at...
View ArticlePersonal Finance (Not Investing) • Need advice
We have 2 adult daughters. Daughter #1 is age 41, married 15 years to a doctor, has 2 children, and doing well financially. Daughter #2 is age 37, married 12 years to a musician, just had a baby girl...
View ArticlePersonal Finance (Not Investing) • When is the right time to creat an LLC for...
Hi guys,I was looking for some guidance from the community. I currently own two apartments in NYC area as investment properties. I am renting in CT for now while I try to find a home I like and can...
View ArticlePersonal Investments • Time to consolidate?
I’ve been debating whether to move my more risky investment into Vanguard Wellesley Income Fund Admiral Shares which will is and will be my income fund in retirement. So here is what I have right...
View ArticlePersonal Finance (Not Investing) • Worrying about future career, will we be...
Long time(>4years) lurker , first time post.I work in a small startup tech company and total compensation is 170k(will lose my job anytime), partner also has a 65k job. I feel if I lose my current...
View ArticlePersonal Finance (Not Investing) • What to do with my money?
I recently cracked the $2 million threshold and rent in a VHCOL area. I am the primary income with a kid, though I have no plans to send them to private school, etc.House prices are so high that...
View ArticlePersonal Investments • Would like to sell DGSIX..what are tax strategies?
I have about 170,000 in profit from my DGSIX fund I have owned for several years. I was considering selling it to move the dollars into something like VTSAX. My question is...is it better to just keep...
View ArticleInvesting - Theory, News & General • Bonds funds vs rolling bond ladders:...
SummaryIn terms of returns, the short answer to “How much difference is there?” is, if fees and taxes are ignored, not much.The slightly longer answer is it depends on whether the yield curve is...
View ArticleNon-US Investing • Any NRAs Use IBKR For Their IRA?
Title says it all really. Particularly interested to hear from non-resident aliens.Statistics: Posted by mrploppy — Mon Sep 02, 2024 4:34 am — Replies 4 — Views 386
View ArticleInvesting - Theory, News & General • Are NTSX & NTSI the Best...
Hello,As my net worth gets closer to the point where I could retire early, I'll need to add bonds to my taxable account. I should probably start adding some soon, but I also would like to add more...
View ArticleInvesting - Theory, News & General • How exposed is BND to commercial...
My question is whether a repricing of commercial real estate values - I'm concerned about downtown office spaces across the US - will have an effect on BND. I know it invests in mortgage debt but does...
View Article