Personal Investments • Backtester?
Hey everyone,I’m looking for a back tester where I can simulate my specific withdraw strategy as part of the modeling.I’m trying to simulate my withdrawal strategy that dips into a cash reserve during...
View ArticlePersonal Finance (Not Investing) • Medicare Part B coverage start date?
I do not want to have a gap in my medical coverage as I transition from work to retirement. I am not seeing (or understanding) what I find elsewhere, so I will ask here. Thanks in advance.65th...
View ArticlePersonal Finance (Not Investing) • Preserving wealth in case of cryonic...
I want to discuss the financial aspects of cryonic preservation of the body after death. Has anyone considering this procedure developed a plan for preservation of assets so that they may be continued...
View ArticlePersonal Investments • Taxable PRGFX 75K to vanguard in kind transfer
I’m trying to consolidate all my taxable money into vanguard. I have about 75K in Trowe price in PRGFX. I know that there is a in-kind transfer that will avoid selling/buying tax issues. But I’m not...
View ArticlePersonal Investments • 529 - Too much or Too Little?
Hi everyone, here is the situation. My wife and I are expecting the 1st baby. We already have $130K in 529. We are not certain if we plan to have only one kid or more; college choice is a very...
View ArticlePersonal Investments • Employer 403/ROTH and Backdoor Roth IRA
Dear Friends,This is a two part question:1/ My wife's vanguard account under her retirement contributions is showing: 1/ EMPLOYEE ACCOUNT (12%) and 2/ ROTH account (0%). I am a bit confused on this...
View ArticlePersonal Investments • Help with wife's 401k options
Good afternoon,My wife is 39 years old. We are going over finances and trying to improve upon areas that we can. She currently has around 230k in her 401k but it is in Amfds 2050 target date fund with...
View ArticlePersonal Finance (Not Investing) • Best Budgeting App
What are the best free basic budgeting apps?Statistics: Posted by TreeMonkey8 — Mon Jan 06, 2025 1:56 pm — Replies 0 — Views 53
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Personal Investments • revisiting portfolio after 5yrs of life changes
Thanks again to all who helped us with our investment strategy almost 5 years ago (both directly through my post and indirectly through all the advice I’ve found by perusing the wiki & forum). It...
View ArticlePersonal Investments • Cash option in IRA & 401K accounts
My Traditional IRA with Vanguard used to have Prime Money Market as the cash option/sweep account. Same with my Roth IRA.Then they both switched the cash option to Federal Money Market Fund. Now I...
View ArticlePersonal Finance (Not Investing) • Walgreens Class Action?
Has anybody received an Email from Settlement Administrator with subject Important Legal Notice of Settlement?It begins,If You Purchased or Paid for a Prescription Drug with Insurance At Walgreens, A...
View ArticlePersonal Investments • Muni Taxable Bond Space before Retirement
Looking at 3-5 years until retirement and am currently looking at some bond allocation with new money coming into taxable to give us some flexibility on when to sell stock funds after retirement for...
View ArticlePersonal Investments • 4% rule. Leaving money on the table?
As I understand the 4% rule you would be living off of your nest egg interest Ex: $1M = $40K annuallyIf the principal (Nest Egg) never decreases, is the expectation that you die and leave the Nest Egg...
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Personal Consumer Issues • Can't Connect to Yahoo Finance
I use Yahoo Finance quite a bit and last Friday afternoon I could no longer connect. None of the Yahoo sites would connect such as sports, news, etc. Yahoo.com was not loading at all. It is like it...
View ArticlePersonal Consumer Issues • New Zealand, Melbourne trip ?
Going to Auckland for 3 nights, Wellington for 2 and Christchurch for 3. Flying to Melbourne for 5 nights and coming home.We are flying to each city.Was wondering about Uber or is there a better...
View ArticlePersonal Investments • Target Date Index Funds in Taxable Accounts.... HELP
Hi all,I have a main question for this group on general advice of what to do currently. For starters, I'm a 31-year-old living in NYC and working in tech.I did not know what I was doing...
View ArticleInvesting - Theory, News & General • Boxtrades.com stopped updating?
I noticed the website hasn't updated since year end. Anyone know what's going on? Super helpful resource.Statistics: Posted by johnanglemen — Tue Jan 07, 2025 1:25 pm — Replies 1 — Views 71
View ArticlePersonal Finance (Not Investing) • Advice About Resolving Outstanding Medical...
Seeking advice about what to do to resolve outstanding debt from a medical provider.I am a 74-year-old healthy male and have traditional Medicare with Wellmark Blue Cross Blue Shield of Iowa for...
View ArticlePersonal Investments • Turned 40, Portfolio update/question on re-allocating...
Hi All,I've been going with the 3-fund portfolio approach throughout my 30s with good success, and as I look to re-allocating a bit more into bonds and also evaluating a $100K 3-month T-bill ladder in...
View ArticlePersonal Investments • Seek Higher Yield for This Short-Term Investment?
I previously posted here asking where I should park some money for 6 to 9 months, and put everything into VUSXX following a review of the MM optimizer tool. viewtopic.php?p=8147374#p8147374However,...
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