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Personal Consumer Issues • PSA - Disable Firefox's 'Privacy-Preserving Ad...

Peop'e who use Firefox for privacy and to minimize advertising interests in their browser, may not want to have this new feature, called 'Privacy-Preserving Ad Measurement' enabled. The feature is...

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Personal Consumer Issues • Dr.Peter Atia's book...Outlive

With all these interesting posts about longevity, just wondering how many of the folks on the board have read it?My preventive cardiologist suggested I read it, so I did. Probably the best read about...

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Investing - Theory, News & General • Savings rate smoothing? Or,...

A very large percentage of my annual income comes, as it does for so many tech workers, from annual stock grants given by my company (a large tech firm). I do the responsible thing, and immediately...

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Personal Investments • Buy and hold Munis?

Hello all.Does one buy and hold munis or does one sell if one drops to a lower tax bracket such that the Tax Effective Yield of the muni becomes lower than a regular bond? Or, if a person has bought a...

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Personal Consumer Issues • Mac duplicate file finder software and its security

Hello bogleheads! My electronic filing system is a hot mess! Are any of the duplicate file-finder software/apps secure? Any recommendation on what software to use? Gemini2 looks like it will do what I...

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Investing - Theory, News & General • Video Greeting from Salim Ramji

I wonder what everyone thought of the video posted on the website. Two things struck me (I know he is new): 1) it was very short and very generic. Anyone could have given that speech about any company...

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Personal Finance (Not Investing) • Identity monitoring OR identity-theft...

Do you recommend that I accept free credit monitoring OR should I buy identity-theft insurance?I just learned that the personal information of all five members of my family was stolen in a breach of...

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Personal Consumer Issues • Cheap family trip to Portugal or Spain

My wife and I have done a good job of taking our daughters around the US. We want to take them to Portugal or Spain this year over school breaks for Thanksgiving or Christmas. Can you suggest any...

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Personal Finance (Not Investing) • Best way to introduce personal finance to...

What would you do to introduce your kids to money and personal finance? I have a 10-year-old who wants to learn. They currently get an allowance and have a 529 plan and a custodial brokerage account....

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Personal Investments • Is 1.6x after 10 years inflation adjusted a reasonable...

Hello allI was recently updating my retirement plan and I generally follow a fairly basic 50/20/30 US stock fund/ex -US stock fund/ generic broad bond fund in all of my accounts. I have a few from...

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Personal Investments • HSA accounts, couple >55

We are early-retired, both aged >55. I have had an HSA account with Fidelity from past years when we had a HDHP through my employer. This year on Jan 1, we started a new HDHP available through my...

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Personal Consumer Issues • Recommendation for Carbon Monoxide Detector....

First, I have been researching this to death and am driving myself nuts trying to pick out a product that is reliable and won't give lots of false alarms.We have propane gas in our house (Water...

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Personal Investments • Low income for no monthly premiums OR pay some $ &...

Hub is 64 & I'm 63. We're currently using some of our Roth ($1500)for our monthly income $9k to keep it low to take advantage of medical premium subsidies (yes we contribute to HSA). We have ~...

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Personal Consumer Issues • Amazon Fire HD 10 Tablet 32GB or 64GB RAM

What are the benefits of the Amazon Fire HD 10 tablet with 64GB of RAM vs 32GB of RAM? On what tasks will the difference in RAM be noticeable?Approximately how long do these tablets function well...

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Personal Investments • Can a minor contribute to his own UTMA?

Are there any rules about whether a minor can contribute his own money to his UTMA account?Our 16-yo son was interested in learning about investing last year, so my DH set him up with $1000 in an UTMA...

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Personal Investments • Best ETF for International REITs? HAUZ, IFGL, RWX, VNQI

I'd like to apportion my REITs as 55% US / 45 % International. I'm wondering if the Bogleheads have any opinions on1. The best international REIT ETF? VNQI is mentioned often, RWX somewhat, and very...

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Personal Investments • A best practice guide to executing a good trading...

I have been a profitable day trader for many years and I would like to share my daily execution in the hope that it will help others:Review your charts the night before and plan your trades for the...

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Personal Investments • For those of you in the financial industry, what does...

Many in the FIRE community stick to the S&P 500, while other investors focus on modal stocksWhat do people who work in finance typically invest in?Statistics: Posted by Ben Kelly — Tue Jul 16,...

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Personal Consumer Issues • Cheapest check delivery option via third party

I’ve got an out of town estate beneficiary I need to get monthly payments to who is unable to get a bank account and lives white others who will try to steal her check. What is the cheapest way to...

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Personal Investments • Portfolio Plans for Early Career "Sabbatical"

Hello, I'm looking for some advice on how to handle an early career break. After graduating college, I have been working at my current job for five years now. I make 110k per year before taxes, and...

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