Personal Finance (Not Investing) • Paying mortgage from EF?
I have been thinking about this for a week or two , and doesn’t seem like the brightest idea. But thought that I should ask smart people hereMortgage left : 165K at 6 percent . Monthly payment...
View ArticlePersonal Investments • A bit clueless about rebalancing my portfolio - any...
Age 37Filing Status: SingleReside in NYCDesired AA is 90/10 – Looking to rebalance my portfolio. A bit clueless about rebalancing and trying to figure out my best options so looking for your wisdom...
View ArticleInvesting - Theory, News & General • Safe bond allocation by age in...
Just finished watching a YouTube called Should cash replace bonds and Stock versus bond allocation by age. What are your thoughts about Bill Bernstein's statement if you "won the game stop playing"?...
View ArticlePersonal Finance (Not Investing) • Laid off - advice and a few questions
A couple of weeks ago, I was informed that I was being laid off and that my position was being eliminated. It was not a shock, as my company reported poor results. I had just updated my resume, but I...
View ArticlePersonal Finance (Not Investing) • I can afford renovations?
I think I can do renovations now at 120k to 150k+ but appreciate a second set of eyes.Portfolio 2.5mPrimary residence 500kSaved 130k - 150k per year but not this year. This year saving is likely zero....
View ArticlePersonal Investments • Portfolio review for CA resident
Hi all,I'm looking for any suggestions and feedback you may have for me on my portfolio.State of Residence: CA (VHCOL)Age: 37/37Total income: ~$330K + ~$40K in bonus & RSUTax Filing Status:...
View ArticlePersonal Investments • Are we done saving for college?
Hi B-H!I got a surprise bit of good news, and I think we are done saving for college (or close to it). I thought you’d have helpful perspective. Our 3 kids are 6, 4, and 2 (and we’re not having any...
View ArticlePersonal Investments • Allocation Percent Guidance
Going into retirement a year ago at age 69, we had our allocation via an advisor as 50% passive equity funds; 30% short term treasuries and Total Bond Index and 20% cash.We have found we will need to...
View ArticlePersonal Finance (Not Investing) • younger spouse not interested in investing
My DW is 59, I'm 67. My health is great, but if I die confusion will reign as my DW has no interest in learning anything about investing, even though she's very intelligent with a Master's degree in...
View ArticlePersonal Finance (Not Investing) • Recently turned 40, considering future...
Hello,I've recently turned 40. I'm a software engineer / tech lead. We have relatively high salaries. My job has long hours, and is often stressful.Financially, our current mutual fund portfolio is...
View ArticlePersonal Finance (Not Investing) • Be aware of Fidelity Full view's different...
I have notice that mobile transaction on Fidelity Full View do not match that of the website version. This is because Fidelity is appears to have several different versions, each with its own set of...
View ArticlePersonal Consumer Issues • Highest priced Medigap High Deductible F or G
Just wondering what the highest price that anyone is paying for a Medigap High Deductible F or G is?Statistics: Posted by jim779 — Sun Jul 14, 2024 11:48 pm — Replies 0 — Views 79
View ArticleInvesting - Theory, News & General • Converting small cap & value to...
I have about 10% of my portfolio in a small cap etf and 10% in a value etf. They have underperformed for a long period, and I am thinking of moving half or more of these funds to a healthcare etf like...
View ArticleInvesting - Theory, News & General • Backdoor Roth IRA from non-empty tIRA
Suppose that someone has $1,500 (untaxed) in a tIRA from a previous year, and wishes to max it out (add after-tax $5,500) and do a backdoor conversion to Roth IRA. What is the complexity of the...
View ArticlePersonal Finance (Not Investing) • When is it appropriate to update your will?
We are a married couple, 59F & 63M, that created a will eight years ago. I have Adult children from previous marraige.Our financial picture is different from those days. For one, if we died today...
View ArticlePersonal Finance (Not Investing) • [Medicare Part A when] Filing for...
[Split from Subject: Filing for retroactive SS benefits at age 70 - Moderator ClaycordJCA]Hi all!I found this discussion and it was very informative. Let me give you my scenario then a question.I turn...
View ArticlePersonal Finance (Not Investing) • Getting back on the saddle - Portfolio...
Hello Bogleheads.Hope all is doing well.We are getting back into handling our own portfolio after a number of years trying out different CFP's/companieslittle tidbit info- me - 56yo- wife - 62 yo-...
View ArticlePersonal Finance (Not Investing) • Quantifying slip and fall claim
A relative and I were walking in the city and she slipped and fell in front of a mega chain hotel and broke her leg. A group of very kind strangers who saw it happen helped called 911 and we got her...
View ArticlePersonal Finance (Not Investing) • Selling Mineral Rights?
My mother-in-law inherited the mineral rights to a small property in WV.I believe it wasn’t drilled/fracked until last year. She received a 1099-MISC from a firm in Baton Rouge, LA, marked ‘rent’ for...
View ArticlePersonal Investments • Vanguard federal money market vs total bond index
I realize this is hindsight but the money market is an investment option for me and has been better than the vanguard total bond index. Should I just move my bond allocation into the money market and...
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